[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haltrava.cz\/platebni-karty-hitem-nove-doby\/#Article","mainEntityOfPage":"https:\/\/www.haltrava.cz\/platebni-karty-hitem-nove-doby\/","headline":"Platebn\u00ed karty hitem nov\u00e9 doby!","name":"Platebn\u00ed karty hitem nov\u00e9 doby!","description":"V n\u011bkter\u00fdch provozovn\u00e1ch \u010di obchodech se st\u00e1le platit kartou ned\u00e1. Velk\u00e1 \u0159\u00e1dka t\u011bchto podnik\u016f st\u00e1le odm\u00edt\u00e1 mo\u017enost vyu\u017e\u00edvat pro platby platebn\u00ed termin\u00e1l. T\u00fdk\u00e1 se to samoz\u0159ejm\u011b obchod\u016f a provozoven v men\u0161\u00edch m\u011bstech, speci\u00e1ln\u011b na venkov\u011b. V\u011bt\u0161inou maj\u00ed podnikatel\u00e9 probl\u00e9m s poplatky za bezhotovostn\u00ed platby. I kdy\u017e je podle dostupn\u00fdch zdroj\u016f st\u00e1le o platebn\u00ed termin\u00e1ly vy\u0161\u0161\u00ed...","datePublished":"2025-03-05","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.haltrava.cz\/author\/#Person","name":"haltrava.cz\n","url":"https:\/\/www.haltrava.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haltrava.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haltrava.cz\/wp-content\/uploads\/img_a287928_w1753_t1498491434.jpg","url":"https:\/\/www.haltrava.cz\/wp-content\/uploads\/img_a287928_w1753_t1498491434.jpg","height":0,"width":0},"url":"https:\/\/www.haltrava.cz\/platebni-karty-hitem-nove-doby\/","about":["Finance"],"wordCount":591,"articleBody":"V n\u011bkter\u00fdch provozovn\u00e1ch \u010di obchodech se st\u00e1le platit kartou ned\u00e1. Velk\u00e1 \u0159\u00e1dka t\u011bchto podnik\u016f st\u00e1le odm\u00edt\u00e1 mo\u017enost vyu\u017e\u00edvat pro platby platebn\u00ed termin\u00e1l. T\u00fdk\u00e1 se to samoz\u0159ejm\u011b obchod\u016f a provozoven v men\u0161\u00edch m\u011bstech, speci\u00e1ln\u011b na venkov\u011b. V\u011bt\u0161inou maj\u00ed podnikatel\u00e9 probl\u00e9m s poplatky za bezhotovostn\u00ed platby. I kdy\u017e je podle dostupn\u00fdch zdroj\u016f st\u00e1le o platebn\u00ed termin\u00e1ly vy\u0161\u0161\u00ed a vy\u0161\u0161\u00ed z\u00e1jem, po\u0159\u00e1d bezhotovostn\u011b v\u0161ude nezaplat\u00edme.Samoz\u0159ejmost\u00ed jsou termin\u00e1ly ve v\u011bt\u0161\u00edch m\u011bstech a hlavn\u011b tedy ve v\u011bt\u0161\u00edch prodejn\u00e1ch. Nicm\u00e9n\u011b u\u017e patn\u00e1ct kilometr\u016f od v\u011bt\u0161\u00edho m\u011bsta nem\u00e1te mo\u017enost platbu kartou vyu\u017e\u00edt.Podle odborn\u00edku z \u010cesk\u00e9 bankovn\u00ed asociace je \u0161koda, \u017ee drobn\u00ed podnikatel\u00e9 karty nevyu\u017e\u00edvaj\u00ed, proto\u017ee t\u00edm p\u0159ich\u00e1z\u00ed o jistou \u010d\u00e1st tr\u017eby. Lid\u00e9 toti\u017e v okam\u017eiku, kdy nen\u00ed mo\u017en\u00e9 kartou platit, odch\u00e1z\u00ed hledat bu\u010f konkurenci, kde to mo\u017en\u00e9 je. Nebo si nechaj\u00ed zbo\u017e\u00ed p\u0159ipraven\u00e9 pro pozd\u011bj\u0161\u00ed vyzvednut\u00ed a vyraz\u00ed sh\u00e1n\u011bt bankomat. Ten m\u016f\u017ee b\u00fdt i n\u011bkolik kilometr\u016f odsud a takov\u00fd z\u00e1kazn\u00edk si pr\u00e1v\u011b nakonec v dan\u00e9m m\u00edst\u011b i nakoup\u00ed a u\u017e se k p\u016fvodn\u00edmu obchodn\u00edkovi nevr\u00e1t\u00ed.\u010ce\u0161i miluj\u00ed bezhotovostn\u00ed platbyI p\u0159es to, \u017ee ne v\u0161ude je mo\u017en\u00e9 platit pr\u00e1v\u011b kartou, m\u016f\u017eeme \u0159\u00edci, \u017ee vzhledem k tomu, \u017ee v ob\u011bhu je v\u00edce ne\u017e jeden\u00e1ct milion\u016f funk\u010dn\u00edch platebn\u00edch karet, jsme opravdov\u00fdmi milovn\u00edky bezhotovostn\u00edho placen\u00ed.Pro\u010d by m\u011bl b\u00fdt v obchod\u011b term\u00edn?Lid\u00e9, kte\u0159\u00ed plat\u00ed kartou nech\u00e1vaj\u00ed v obchod\u011b v\u011bt\u0161\u00ed pen\u00edze, ne\u017e ti, kte\u0159\u00ed kartou neplat\u00ed a plat\u00ed v hotovosti. Pomineme tedy mo\u017enost, \u017ee z\u00e1kazn\u00edk hotovost u sebe ani nem\u00e1 a m\u00e1 jenom kartu a my pr\u00e1v\u011b nem\u00e1me termin\u00e1l. M\u00e1me zde druhou variantu, kdy m\u016f\u017eeme tedy usoudit, \u017ee pokud m\u00e1me termin\u00e1l a n\u00e1\u0161 klient nen\u00ed omezen jistou \u010d\u00e1stkou v hotovosti, m\u016f\u017eeme mu prodat v\u00edc, ne\u017e p\u016fvodn\u011b cht\u011bl koupit a tedy n\u00e1m ud\u011bl\u00e1 v\u011bt\u0161\u00ed tr\u017ebu.Druhou str\u00e1nkou v\u011bci je, \u017ee lid\u00e9, kte\u0159\u00ed nemaj\u00ed u sebe hotovost, se c\u00edt\u00ed mnohem uvoln\u011bn\u011bj\u0161\u00ed p\u0159i n\u00e1kupech, proto\u017ee se nestrachuj\u00ed, \u017ee jim n\u011bkdo v nest\u0159e\u017eenou chvilku hotovost ukradne.Co tedy ud\u011blat pro z\u00edsk\u00e1n\u00ed termin\u00e1lu?Pokud chce obchodn\u00edk tedy do obchodu \u010di provozovny termin\u00e1l, po\u017e\u00e1d\u00e1 si o to banku. Z pravidla je rozumn\u00e9 se obr\u00e1tit nejprve na banku, kterou zn\u00e1te a m\u00e1te v n\u00ed \u00fa\u010det, proto\u017ee na z\u00e1klad\u011b va\u0161\u00ed historie m\u016f\u017ee m\u00edt pro v\u00e1s banka ur\u010dit\u011b lep\u0161\u00ed nab\u00eddku ne\u017e konkurence. Samoz\u0159ejm\u011b se m\u016f\u017ee st\u00e1t, \u017ee pro z\u00edsk\u00e1n\u00ed nov\u00e9ho klienta v\u00e1m jin\u00e1 nov\u00e1 banka nab\u00eddne n\u011bco lep\u0161\u00edho, ale to u\u017e je na va\u0161\u00ed chuti tyto informace zji\u0161\u0165ovat.Vybran\u00e1 banka po v\u00e1s tedy bude cht\u00edt v\u011bd\u011bt, na co konkr\u00e9tn\u011b budete termin\u00e1l pou\u017e\u00edvat, jak\u00e9 m\u00e1te pr\u016fb\u011brn\u00e9 tr\u017eby a kolik transakc\u00ed p\u0159edpokl\u00e1d\u00e1te \u010dinit. Podle t\u011bchto \u00fadaj\u016f si banka vypo\u010d\u00edt\u00e1 provizi za vyu\u017e\u00edv\u00e1n\u00ed termin\u00e1lu. Nej\u010dast\u011bj\u0161\u00ed v\u00fd\u0161e se pohybuje mezi 1 a 2 procenty.                                                                                                                                                                                                                                                                                                                                                                                        4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Platebn\u00ed karty hitem nov\u00e9 doby!","item":"https:\/\/www.haltrava.cz\/platebni-karty-hitem-nove-doby\/#breadcrumbitem"}]}]