[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haltrava.cz\/koho-pozadat-o-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.haltrava.cz\/koho-pozadat-o-pujcku\/","headline":"Koho po\u017e\u00e1dat o p\u016fj\u010dku?","name":"Koho po\u017e\u00e1dat o p\u016fj\u010dku?","description":"V dne\u0161n\u00edm sv\u011bt\u011b u\u017e nen\u00ed snad nic nemo\u017en\u00e9. Krom\u011b ot\u00e1zky pen\u011bz, proto\u017ee s nimi mnoz\u00ed z n\u00e1s nevych\u00e1zej\u00ed a vysta\u010dit se sv\u00fdm platem pova\u017euj\u00ed pr\u00e1v\u011b za zhola nemo\u017en\u00e9. A kdy\u017e je pro n\u011b p\u0159ebytkov\u00e9 nebo aspo\u0148 vyrovnan\u00e9 hospoda\u0159en\u00ed nemo\u017en\u00e9, nejednou v\u011b\u0159\u00ed, \u017ee je mo\u017en\u00e9 to vy\u0159e\u0161it p\u016fj\u010dkou. Ov\u0161em b\u011bda. I tato se nejednou zd\u00e1 b\u00fdt...","datePublished":"2019-07-13","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.haltrava.cz\/author\/#Person","name":"haltrava.cz\n","url":"https:\/\/www.haltrava.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haltrava.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haltrava.cz\/wp-content\/uploads\/img_a354343_w1753_t1568885117.jpg","url":"https:\/\/www.haltrava.cz\/wp-content\/uploads\/img_a354343_w1753_t1568885117.jpg","height":0,"width":0},"url":"https:\/\/www.haltrava.cz\/koho-pozadat-o-pujcku\/","about":["Finance"],"wordCount":449,"articleBody":"      V dne\u0161n\u00edm sv\u011bt\u011b u\u017e nen\u00ed snad nic nemo\u017en\u00e9. Krom\u011b ot\u00e1zky pen\u011bz, proto\u017ee s nimi mnoz\u00ed z n\u00e1s nevych\u00e1zej\u00ed a vysta\u010dit se sv\u00fdm platem pova\u017euj\u00ed pr\u00e1v\u011b za zhola nemo\u017en\u00e9. A kdy\u017e je pro n\u011b p\u0159ebytkov\u00e9 nebo aspo\u0148 vyrovnan\u00e9 hospoda\u0159en\u00ed nemo\u017en\u00e9, nejednou v\u011b\u0159\u00ed, \u017ee je mo\u017en\u00e9 to vy\u0159e\u0161it p\u016fj\u010dkou. Ov\u0161em b\u011bda. I tato se nejednou zd\u00e1 b\u00fdt n\u011b\u010d\u00edm vysloven\u011b nemo\u017en\u00fdm. Zejm\u00e9na pokud m\u00e1 takov\u00fd \u017eadatel o p\u016fj\u010dku nemo\u017en\u011b n\u00edzk\u00e9 p\u0159\u00edjmy, p\u0159\u00edmo nemo\u017en\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a nem\u016f\u017ee utajit ani to, \u017ee m\u00e1 n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f. N\u011bkdo takov\u00fd p\u0159ijde do banky a vz\u00e1p\u011bt\u00ed se c\u00edt\u00ed p\u0159\u00edmo nemo\u017en\u011b. Proto\u017ee mu je d\u00e1no neskr\u00fdvan\u011b na srozum\u011bnou, \u017ee tady p\u016fj\u010dku nedostane. A co pak? Pak u\u017e zb\u00fdv\u00e1 nejednou pouze jedin\u00e9 \u0159e\u0161en\u00ed. S\u00e1zka na nebankovn\u00ed sektor a na n\u011bco jako hypot\u00e9ka bez registru. A to pr\u00e1v\u011b proto, \u017ee zde usp\u011bje snadno i ten, kdo n\u011bkde v bance poho\u0159el. U nebankovn\u00edch hypot\u00e9k toti\u017e plat\u00ed jin\u00e1 pravidla ne\u017e u p\u016fj\u010dek v bance. Tady mus\u00ed \u010dlov\u011bk d\u00e1t do z\u00e1stavy n\u011bjakou svou nemovitost, co\u017e zn\u00ed jako negativum, ov\u0161em t\u00edmto to ve skute\u010dnosti nen\u00ed. Proto\u017ee ten, kdo u nebankovn\u00ed spole\u010dnosti zastav\u00ed nemovitost, m\u016f\u017ee pr\u00e1v\u011b d\u00edky t\u00e9to z\u00e1ruce dostat t\u0159eba i nemal\u00e9 pen\u00edze. A nejen to. Pokud \u010dlov\u011bk za\u017e\u00e1d\u00e1 o takovouto hypot\u00e9ku, m\u016f\u017ee si b\u00fdt jist, \u017ee se firma pot\u00e9, co obdr\u017e\u00ed vypln\u011bn\u00fd jednoduch\u00fd internetov\u00fd formul\u00e1\u0159 a n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti, vynasna\u017e\u00ed, aby bylo nalezeno oboustrann\u011b sch\u016fdn\u00e9 \u0159e\u0161en\u00ed a p\u016fj\u010dka mohla b\u00fdt poskytnuta. Bez poplatk\u016f p\u0159edem, bez automatick\u00e9ho zam\u00edtnut\u00ed \u017e\u00e1dosti kv\u016fli n\u011bjak\u00e9mu ban\u00e1ln\u00edmu z\u00e1znamu v registrech dlu\u017en\u00edk\u016f nebo n\u00edzk\u00e9mu da\u0148ov\u00e9mu p\u0159izn\u00e1n\u00ed, s p\u0159\u00edzniv\u00fdmi \u00faroky a klidn\u011b i dlouhou dobou splatnosti, ov\u0161em i s mo\u017enost\u00ed splatit v\u0161e kdykoliv p\u0159ed\u010dasn\u011b. Proto\u017ee nebankovn\u00edmu sektoru jde o hled\u00e1n\u00ed sch\u016fdn\u00fdch \u0159e\u0161en\u00ed, ne o perzekuci t\u011bch nejchud\u0161\u00edch z na\u0161ich \u0159ad. Na tuto p\u016fj\u010dku dos\u00e1hne pomalu ka\u017ed\u00fd a kv\u016fli jednoduch\u00fdm podm\u00ednk\u00e1m se tu nikdo nesp\u00e1l\u00ed. Leda\u017ee by to snad s\u00e1m cht\u011bl.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Koho po\u017e\u00e1dat o p\u016fj\u010dku?","item":"https:\/\/www.haltrava.cz\/koho-pozadat-o-pujcku\/#breadcrumbitem"}]}]