[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haltrava.cz\/jsou-vyhodne-nakupy-na-splatky\/#Article","mainEntityOfPage":"https:\/\/www.haltrava.cz\/jsou-vyhodne-nakupy-na-splatky\/","headline":"Jsou v\u00fdhodn\u00e9 n\u00e1kupy na spl\u00e1tky?","name":"Jsou v\u00fdhodn\u00e9 n\u00e1kupy na spl\u00e1tky?","description":"Mo\u017en\u00e1 \u017ee i v\u00e1s u\u017e n\u011bkdy napadlo, jestli je v\u00fdhodn\u00e9 nakupovat na spl\u00e1tky. V\u011b\u0159te, \u017ee nejste jedin\u00ed. P\u0159i nakupov\u00e1n\u00ed asi i v\u00e1m zn\u011bla dob\u0159e formule, kter\u00e1 se t\u00fdkala spl\u00e1tek, kter\u00e9 jsou nav\u00edc bez nav\u00fd\u0161en\u00ed. Nemyslete si, \u017ee v\u0161echny spole\u010dnosti ji ale pou\u017e\u00edvaj\u00ed tak, aby se jednalo o p\u0159\u00ednos pro z\u00e1kazn\u00edka. N\u011bkte\u0159\u00ed hled\u00ed jen na zisk...","datePublished":"2019-09-15","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.haltrava.cz\/author\/#Person","name":"haltrava.cz\n","url":"https:\/\/www.haltrava.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haltrava.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haltrava.cz\/wp-content\/uploads\/img_a347741_w1767_t1562270166.jpg","url":"https:\/\/www.haltrava.cz\/wp-content\/uploads\/img_a347741_w1767_t1562270166.jpg","height":0,"width":0},"url":"https:\/\/www.haltrava.cz\/jsou-vyhodne-nakupy-na-splatky\/","about":["N\u00e1kupy"],"wordCount":417,"articleBody":"Mo\u017en\u00e1 \u017ee i v\u00e1s u\u017e n\u011bkdy napadlo, jestli je v\u00fdhodn\u00e9 nakupovat na spl\u00e1tky. V\u011b\u0159te, \u017ee nejste jedin\u00ed.P\u0159i nakupov\u00e1n\u00ed asi i v\u00e1m zn\u011bla dob\u0159e formule, kter\u00e1 se t\u00fdkala spl\u00e1tek, kter\u00e9 jsou nav\u00edc bez nav\u00fd\u0161en\u00ed. Nemyslete si, \u017ee v\u0161echny spole\u010dnosti ji ale pou\u017e\u00edvaj\u00ed tak, aby se jednalo o p\u0159\u00ednos pro z\u00e1kazn\u00edka. N\u011bkte\u0159\u00ed hled\u00ed jen na zisk a tak pou\u017e\u00edvaj\u00ed jednotliv\u00e9 f\u00edgle, aby z\u00a0\u010dlov\u011bka dostali, co nejv\u00edce pen\u011bz jen p\u016fjde.P\u0159i prodeji na spl\u00e1tky rovnou zprost\u0159edkuje obchod, ve kter\u00e9m nakupujete. Velk\u00e1 spousta z\u00e1kazn\u00edk\u016f st\u00e1le \u017eije v\u00a0domn\u011bn\u00ed, \u017ee pen\u00edze jim poskytuje pouze ten sam\u00fd obchod. Zbo\u017e\u00ed na spl\u00e1tky a jeho financov\u00e1n\u00ed ale prob\u00edh\u00e1 p\u0159es bankovn\u00ed nebo nebankovn\u00ed firmy, kter\u00e9 se na n\u011bco takov\u00e9ho specializuj\u00ed.Pravidla u zbo\u017e\u00ed na spl\u00e1tky jsou stejn\u00e1 jako u ka\u017ed\u00e9ho jin\u00e9ho \u00fav\u011bru. Spole\u010dnost mus\u00ed prov\u011b\u0159it registry, v\u00fddaje, p\u0159\u00edjmy apod. Teprve pot\u00e9 se rozhodne, jestli v\u00e1m p\u016fj\u010dku poskytne nebo ne.I pro \u010d\u00e1stky, kter\u00e9 jsou relativn\u011b n\u00edzk\u00e9, mus\u00ed firmy dodr\u017eet z\u00e1kon.N\u011bkter\u00e9 slu\u017eby vyu\u017e\u00edvaj\u00ed toho, \u017ee si lid\u00e9 p\u0159ed podpisem smlouvu ani nep\u0159e\u010dtou a d\u00edky tomu do n\u00ed nas\u00e1z\u00ed dopl\u0148uj\u00edc\u00ed informace, kter\u00e9 u nakupov\u00e1n\u00ed na spl\u00e1tky v\u016fbec nepot\u0159ebujete.Pokud ale budete zkoumat bl\u00ed\u017ee, mo\u017en\u00e1 zjist\u00edte, \u017ee je zde odstavec, kter\u00fd hovo\u0159\u00ed o \u00fav\u011brov\u00e9m r\u00e1mci. Pokud jej za\u0161krtnete, pak nedostanete pot\u0159ebn\u00e9 pen\u00edze.Je d\u016fle\u017eit\u00e9 d\u00e1vat si pozor na to, \u017ee posledn\u00ed spl\u00e1tky jsou napl\u00e1nov\u00e1ny jin\u00fd den v\u00a0m\u011bs\u00edci, ne\u017e zbytek spl\u00e1tek. Pokud tedy zaplat\u00edte o p\u00e1r dn\u00ed pozd\u011bji, firma v\u00e1m m\u016f\u017ee hodit jednu sankci za druhou.Jestli je nebo nen\u00ed nakupov\u00e1n\u00ed na spl\u00e1tky v\u00fdhodn\u00e9, z\u00e1le\u017e\u00ed na \u00fahlu pohledu. Rozhodn\u011b se ale vyplat\u00ed t\u0159em stran\u00e1m. Na druhou stranu se mohou ve smlouv\u011b objevit takov\u00e9 kli\u010dky, \u017ee v\u00e1m z\u00a0toho z\u016fstane rozum st\u00e1t. Pokud pomineme ve\u0161ker\u00e9 z\u00e1ludnosti, pak se m\u016f\u017ee tento typ prodeje vyplatit, pokud si nap\u0159\u00edklad po\u0159izujete v\u011bc, kter\u00e1 m\u00e1 p\u0159idanou hodnotu. M\u016f\u017ee se jednat o auto, pra\u010dku nebo ledni\u010dku.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jsou v\u00fdhodn\u00e9 n\u00e1kupy na spl\u00e1tky?","item":"https:\/\/www.haltrava.cz\/jsou-vyhodne-nakupy-na-splatky\/#breadcrumbitem"}]}]